Gibson

GIBSONEWS

Category Archives: Financial Planning

New Post

Have you insured your most valuable asset?

Financial Planning

  Over the weekend, I competed in a three-day cycling stage race.   On the second day I got caught in a crash in the peloton and had to withdraw due to injury. My bike took a beating but thankfully it’s insured for competitive use.  Crashes are part of racing. Often they happen without warning […]

View Article

Who’s in Your Corner?

Financial Planning

Running a business can be lonely. Caught up in the daily grind, it’s easy to lose sight of our potential. Both personally and professionally. Often, we need someone else to recognise that potential and call it out. As a keen amateur cyclist, I train six days a week and compete in Masters gravel events. Earlier […]

View Article

The Risk of Concentrated Wealth

Financial Planning, Investments

For many business owners, a large portion of personal wealth is tied up in the business and commercial property. As your company grows, so does your net worth. But relying too heavily on a single asset class, even one you know inside and out, exposes you to significant volatility. By extracting profits tax efficiently and […]

View Article

Don’t leave a mess behind

Bereavement, Financial Planning, Legacy Planning

Business owners, your company is your legacy—but is it protected? My grandfather co-founded Oatfield Sweets in 1930, growing it from a garden shed to a global brand. When he passed in 1972, his planning ensured his  family’s financial security. Many entrepreneurs focus on growth but overlook planning for the unexpected. If you pass away suddenly, […]

View Article

Wealth is what you don’t spend

Financial Planning

Many business owners chase a magic number, thinking, “I’ll be financially free once my business hits £X in revenue or when my annual dividends hit £x.” But here’s the reality: earning big doesn’t guarantee wealth. I’ve seen entrepreneurs take hundreds of thousands in personal income each year yet still feel trapped—because they spend too much […]

View Article

“Just buy the steaks”

Financial Planning, Retirement

We all get the importance of saving for the future—building that nest egg, planning for retirement, and securing your financial dreams. But there’s another side to the coin: enjoying the present. When I joined the family firm in 2001 I recall my dad sharing a story that has stuck with me ever since: A woman […]

View Article

Are you building your freedom fund?

Financial Planning

New clients in a couple of weeks ago.  Business is great and they’ve just agreed the purchase of their dream home. They enjoy a great lifestyle but there is a nagging fear that it might not be sustainable down the line… Tom was emotional as he told me about his father losing everything in business […]

View Article

Spring cleaning your estate planning

Bereavement, Charitable Giving, Financial Planning, Inheritance Tax Planning, Legacy Planning

Swedish ‘death cleaning’ has gained popularity in recent years among folks who need some added structure to guide their spring cleaning. The idea is to approach decluttering with mindfulness about the mess you could leave behind for your loved ones if you don’t get your stuff in order. Of course, boxing up donations and filling […]

View Article

What is Your Premortem for 2025?

Financial Planning, Retirement

What is Your Premortem for 2025?   As you think back on 2025, why was this your worst year ever?   That’s not typically the thought exercise we go through when preparing for a New Year. But one possible reason over 90% of people fail at their New Year’s resolutions is that they haven’t thought […]

View Article

PLEASE NOTE THE ARTICLES POSTED ON GIBSONEWS DO NOT CONSTITUTE ADVICE

Opinions featured in

We contribute regularly to a number of key publications throughout the UK and Ireland.

Opinions featured in
Opinions featured in

Gibson

© GIBSON FINANCIAL PLANNING LTD.