Back on the road with Tobin last weekend. Blue skies for all three days. Red kites circling overhead. Stones skimmed across the North Tyne, St Mary’s Loch and Clatteringshaws. His first steps in England. My first Border Tart. There was also a ketchup disaster that claimed an entire tablecloth, an accidental elbow to his face […]
View Article“I used my full pension allowance and paid in £60,000,” said no one, ever. Not down the pub. Not at a dinner party. Not in the golf club. Nobody tops up their ISA and waits for a nod of approval. The things that build wealth and the things people talk about are often two very […]
View ArticleSometimes a crap financial decision is worth it. It was 2018 and Lynda wanted an old VW campervan. When I went to collect it, every sensible instinct told me to walk away. I drove home in “Winnie”. Not long afterwards, I took Benjy, our newly adopted scruffy terrier, to Ballycastle for fish and chips. Winnie’s […]
View ArticleA Tale of Two Couples Two conversations, a fortnight apart, about essentially the same thing. A lady got in touch about her retirement planning. As we talked, it became clear that the household bills, the holidays and the lifestyle they’d built together depended on both her income and her husband’s. But she didn’t want him […]
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