Usually, as we approach the end of the year, people start talking about “turning the page” and “putting last year in the rearview mirror.” But it’s likely that 2020 is going to stick with all of us a bit longer than a typical year might. And that’s not necessarily a bad thing. Life will continue […]
View ArticleNone of us planned for this. But your financial plan does have mechanisms in place that will help you get through this tough patch with the coronavirus and the financial market volatility. The key is not letting heightened emotions and bad headlines steer you towards decisions that could have a negative impact on your finances […]
View ArticleHoliday homes can provide years of enjoyment and fond memories for multiple generations of your family. They can also create an extra layer of headaches and expenses that prove more trouble than they’re worth. Here are 4 reasons to think twice before buying a holiday home, even if doing so won’t break the bank: Full-time […]
View ArticleWe’re delighted to let you know that we have been shortlisted for the Professional Adviser Awards 2019 in the Adviser Firm of the Year – Scotland and Northern Ireland. We’ve been shortlisted before in 2015 and are really pleased to be back in the final four firms. Unlike some awards which you can pay for […]
View Article3 Ways to Know When You Are Ready to Retire There’s a pretty good chance that your parents and grandparents retired just because they turned 65. Today’s retirement is a bit more complicated than that. While age is still an important factor, your ability to connect your financial resources to your lifestyle goals is what […]
View Article5 Next Steps When You Are Concerned About an Aging Parent As your parents begin to settle into their final phase of life, their health, residence, and finances could become a factor in your retirement planning. This is especially true if you are the person your parents have tasked with settling their estates. There’s no […]
View Article4 Things to Consider Before Financially Bailing Out Your Adult Children According to a recent study by TD Ameritrade, 25% of baby boomers (those born between 1945 and 1965) are supporting their family members financially (1). Support to adult children averages out to £7,500 per year. That’s £7,500 that boomers aren’t saving, contributing to retirement […]
View ArticleGiven that our clients are predominantly retired or at least in the run up to retirement care home fees and their impact on their accumulated wealth is becoming a concern for some. There is a Chartered Insurance Institute (CII) exam called CF8 in Long Term Care and I had purchased the study material some time […]
View ArticleWe believe that an ISA should always be considered if you have money to invest. Within a stocks and shares ISA you pay no capital gains tax and no further tax on any income. You can make withdrawals whenever you need. The current tax year ends on 5 April and the chance to shelter up […]
View ArticleNot the lightest of topics but some of you will be interested in this: Summary The Chancellor presented his third full Budget since the coalition Government took power on Wednesday, 21st March. Billed as ‘the budget for working people’ with a promise to ‘back business’, Mr Osborne highlighted the Government’s commitment to […]
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