I met with a couple last Friday. As we chatted the husband said he’d love to retire next year (aged 60) and do what he enjoyed but he didn’t know if he had enough money or how long it would last. His eyes lit up when I told him that I could provide the answers […]
View ArticleOnce again inflation continues to rise and once again more pressure is placed on people’s disposable incomes. The higher inflation gets, the worse off people become. With the economy as febrile as it is, the Bank of England won’t dare to hike rates to contain rising prices and so we must simply look on, as […]
View ArticleThe focus might well be shifting from Greece to Berlusconi’s Italy. The old rascal seems determined to hang on to power and has assured the world that Italy’s finances are in good. Ahem… With Italian 10 year bond yields touching record highs of 6.71% it would be prudent to ignore what he says. If bond […]
View ArticleLast night Brussels released a 15 page document detailing an emergency three pronged plan to deal with the crisis. The three areas to be dealt with are: Greek Debt Bailout Fund Recapitalisation of the banks Bond holders of Greek debt i.e. the banks who hold Greek debt have agreed to accept a 50% cut […]
View ArticleSome of you have been asking me about this so here’s a quick summary of the changes. Firstly, a quick recap on what we’re talking about: Contracting out was where a person opted out of the State second pension (used to be known as SERPS until 2002) and hoped to obtain greater benefits when they […]
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