5 Next Steps When You Are Concerned About an Aging Parent As your parents begin to settle into their final phase of life, their health, residence, and finances could become a factor in your retirement planning. This is especially true if you are the person your parents have tasked with settling their estates. There’s no […]
View Article4 Things to Consider Before Financially Bailing Out Your Adult Children According to a recent study by TD Ameritrade, 25% of baby boomers (those born between 1945 and 1965) are supporting their family members financially (1). Support to adult children averages out to £7,500 per year. That’s £7,500 that boomers aren’t saving, contributing to retirement […]
View ArticleHow to Have More Fun and Meaning in Retirement A blank calendar filled with nothing but free time can be every bit as stressful as a packed work week. That’s the surprising fact that many new retirees confront after a few days of hitting the snooze button and puttering around the house. This is usually […]
View ArticleWhy, day in and day out, do you do the things that you do? Because you have to? Because you want to? Because you’ve had the same routine for years and you’re used to it? If you feel like your life is something that just happens to you, it’s time to reassess how you’re spending […]
View ArticleFinancial Planning, News, Pensions, Retirement, Tax Planning
Are you happy and content? We are generally wealthier than we were a few decades ago. Our standard of living has increased. Healthcare has improved. But we are no happier than we were back then… So where does that leave us – what should we do? How can we use the money we have to […]
View ArticleInvestments Establishing and maintaining an investment portfolio is often key to achieving financial independence. Experience, expertise and rigorous academic research are deeply embedded into our investment process. Why Invest? People are now living longer and working longer, it’s never been more important to make our money work for us, and investment is one […]
View ArticleI got asked this today by a new client. I wish I knew. Nobody does! Sure there are a million google opinions but that’s all they are; opinions. What we do know is that it will come. Stocks rise and stocks fall. If we look at the MCSI World Index between 1970 and 2012 the […]
View Article£94bn lost by holding money as cash A new report has revealed that the UK’s working adult population has missed out on a staggering £94 billion over the past five years through failing to invest in the stock market and holding their money in savings accounts. The figure comes from public policy think tank, The […]
View ArticleInheritance Tax Planning, Legacy Planning, Market Commentary, News, Tax Planning
New Main Residence Nil Rate Band Planning This will benefit individuals with direct descendants who have an estate, which includes a main residence, with total assets above the current inheritance tax threshold, or nil-rate band. What is the “Main Residence Nil Rate Band”? It will introduce an additional nil-rate band when a residence is passed […]
View ArticleWe’re well into the new year now and after President Trump’s inauguration on Friday past I thought it might be useful to reflect on the past year. In 2016, the UK market reached new highs and stocks in a majority of developed and emerging market countries delivered positive returns. UK investors with overseas assets benefited […]
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