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Recently we had Seamus Fox at the office to record an episode for his podcast on all things business, family, and life.David shares the story of how he stepped into the family business, the lessons learned from his father, and the real challenges that come with running a family business.Spotify: https://open.spotify.com/episode/1D8KzgfJjTNCNSBySlYCSK…Apple Podcasts: https://podcasts.apple.com/…/the-seamus…/id1494748734…
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Your Health Is Your Wealth When I sit with clients, we talk about more than just money. We talk about goals, values, lifestyle, and longevity. Too often I’ve seen avoidable health issues derail the best-laid financial plans – financial wealth doesn’t matter much if you’re too ill to enjoy it. Your quality of life in later […]
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The longer you wait, the harder it becomes to build real, compounding wealth. Compound interest isn’t just a financial concept – it’s the closest thing we have to a superpower. Albert Einstein reportedly called it the “eighth wonder of the world,” and for good reason. When you invest early and consistently, your money doesn’t […]
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Over the weekend, I competed in a three-day cycling stage race. On the second day I got caught in a crash in the peloton and had to withdraw due to injury. My bike took a beating but thankfully it’s insured for competitive use. Crashes are part of racing. Often they happen without warning […]
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Every now and again I meet someone at retirement age with little to no savings or investments, their wealth tied up in their house. Reality has hit home and it’s not pretty. At this stage there’s little can be done – downsizing may not be feasible, and living on state pensions alone does […]
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Running a business can be lonely. Caught up in the daily grind, it’s easy to lose sight of our potential. Both personally and professionally. Often, we need someone else to recognise that potential and call it out. As a keen amateur cyclist, I train six days a week and compete in Masters gravel events. Earlier […]
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For many business owners, a large portion of personal wealth is tied up in the business and commercial property. As your company grows, so does your net worth. But relying too heavily on a single asset class, even one you know inside and out, exposes you to significant volatility. By extracting profits tax efficiently and […]
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Business owners, your company is your legacy—but is it protected? My grandfather co-founded Oatfield Sweets in 1930, growing it from a garden shed to a global brand. When he passed in 1972, his planning ensured his family’s financial security. Many entrepreneurs focus on growth but overlook planning for the unexpected. If you pass away suddenly, […]
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Many business owners chase a magic number, thinking, “I’ll be financially free once my business hits £X in revenue or when my annual dividends hit £x.” But here’s the reality: earning big doesn’t guarantee wealth. I’ve seen entrepreneurs take hundreds of thousands in personal income each year yet still feel trapped—because they spend too much […]
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We all get the importance of saving for the future—building that nest egg, planning for retirement, and securing your financial dreams. But there’s another side to the coin: enjoying the present. When I joined the family firm in 2001 I recall my dad sharing a story that has stuck with me ever since: A woman […]
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