People who make bad money decisions can often rationalise them. Here are 10 common excuses. Human beings have an astounding facility for self-deception when it comes to their own money. We tend to rationalise our own fears. So instead of just recognising how we feel and reflecting on the thoughts that creates, we cut out […]
View ArticleFor a summary of the yesterday’s Autumn Statement by George Osbourne please click here By David Gibson <a href=”https://plus.google.com/100895853551824521220?rel=author”>Google</a>
View ArticleYou may be wondering what is happening with the new single-tier state pension. There is no doubt that the UK has a bewilderingly complex state pension that is trying to achieve something very simple. As with all government changes, some will win and some will lose… So what is being proposed? It’s simple – a […]
View ArticleWe have become increasingly aware of companies marketing directly to the public and claiming that they can take money out of their pension before the usual retirement age of 55. Please please please exercise extreme caution – early access to pensions is rarely in anyone’s best interests. The FSA (Financial Services Authority) are paying close […]
View ArticleI have a number of clients who are in the teaching profession and have retired early or taken voluntary redundancies over the past couple of years. If you are in the same position or have friends or family members wondering whether they can afford to take a voluntary redundancy please put them in touch with […]
View ArticleI’d hoped to get this out earlier today but it was one of those days and before I bath baby Daisy I’ve a few minutes to write this up. It’s not a very exciting budget and has been described as “fiscally neutral” i.e. what the chancellor gives with one hand he takes back with the […]
View ArticleI’d hoped to get this out earlier today but it was one of those days and before I bath baby Daisy I’ve a few minutes to write this up. It’s not a very exciting budget and has been described as “fiscally neutral” i.e. what the chancellor gives with one hand he takes back with the […]
View ArticleI was listening to BBC Radio 4’s You and Yours yesterday on the way to a physio appointment (O the glamour). Appearing on the show wasLee Hendrie, a premier league footballer who went bankupt in 2010. He lost £10 million on property deals and was left with debts of around £1 million. It is so […]
View ArticleI deal with a lot of clients who are approaching retirement and need advice on how best to take an income from their accumulated pension and retirement funds. Very few people have the same circumstances and it’s essential to take advice at the right time because you’ve only one chance to get it right. Very […]
View ArticleI was asked on Friday by a trade magazine to expand on one of the case studies from our website. I’ve edited it for this blog post (Real names have been changed). Rob and Catriona are typical of many young couples I meet, enjoyig a high standard of living and little to no planning for […]
View ArticlePLEASE NOTE THE ARTICLES POSTED ON GIBSONEWS DO NOT CONSTITUTE ADVICE
We contribute regularly to a number of key publications throughout the UK and Ireland.
© GIBSON FINANCIAL PLANNING LTD.