For many business owners, a large portion of personal wealth is tied up in the business and commercial property. As your company grows, so does your net worth. But relying too heavily on a single asset class, even one you know inside and out, exposes you to significant volatility. By extracting profits tax efficiently and […]
View ArticleAre Your Opportunity Costs Hurting Your Return on Life? If you turn right at a junction to take the scenic route, then you don’t turn left and head straight home. If you have dinner at your favorite pizza restaurant tonight, then you don’t have dinner at your favourite sushi restaurant. If you […]
View ArticleLook at the Big Picture Market volatility can make anyone nervous, especially in our always-on, 24/7 news cycle. When I started my career in financial services back in 2001 average investors typically checked in on their accounts once or twice a year when their investment providers sent paper statements. As for the FTSE […]
View ArticleSince the end of January, #YOLO has been a rallying cry on internet message boards where amateur investors have driven up stock prices for video game retailer GameStop and movie theatre chain AMC. And while everyone should have opportunities to build wealth via the markets, we believe this particular group of rebels are only half-right […]
View ArticleFinancial Planning, Investments, Market Commentary, News, Retirement
It’s been said that volatility is a tax that investors have to pay for harnessing the wealth-building power of the financial markets. But rationalising market fluctuations doesn’t make them any less nerve-wracking, especially if you’re nearing retirement age. Some investors react to volatility like they’re living in the path of a hurricane. They board up […]
View ArticleImprove Your Relationship with Money by Answering These 5 Questions Many people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money really means to them and how they can “get right” […]
View ArticleSocially responsible investing covers a broad range of issues. It’s a nuanced area and hard to nail down in a single blog post. It’s much better to chat it over face to face. Do you exclude certain sectors? Do you invest in so-called ‘sin stocks’ and rely on the investment manager attempting to change the […]
View ArticleFinancial Planning, Investments, Legacy Planning, Retirement
Financial Planning is About Making Your Life Plan a Reality Many who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about pensions, ISAs, or how much you’re saving. Instead, we begin by talking about you, not your money. Putting your life before your financial […]
View ArticleDon’t Let a Declining Stock Market Lead to A Down Life Big red arrows, panicked TV news experts, and the echo chambers of our social media feeds can make stock market volatility seem much worse than it actually is. If you’re having trouble keeping a cool head about your own investments, take a deep breath […]
View Article“Oil falls on middle-east uncertainty.” When financial markets are volatile, you often hear that “uncertainty” is the cause. This suggests that uncertainty comes and goes, but because financial markets are forward looking, and because the future is unpredictable, investors must cope with uncertainty all the time. That can be hard, especially in volatile periods when […]
View ArticlePLEASE NOTE THE ARTICLES POSTED ON GIBSONEWS DO NOT CONSTITUTE ADVICE
We contribute regularly to a number of key publications throughout the UK and Ireland.
© GIBSON FINANCIAL PLANNING LTD.