Bereavement, Financial Planning, Inheritance Tax Planning, Legacy Planning
Ensure Your Life Wishes Are Granted Through Effective Estate Planning Legacy planning is often the last piece folks tackle in their financial planning, because it’s the least appealing to think about. Planning for a robust nest egg that will keep you safe, secure, and fulfilled when you stop working? Fun! Deciding what to do […]
View ArticleBereavement, Charitable Giving, Inheritance Tax Planning, Legacy Planning
Designing an estate plan that cares for your loved ones and makes a positive impact on the world isn’t as simple as deciding who gets how much of what. Your answers to these three questions will help you weigh your family’s unique dynamics and your values as you lay the foundation for a generational legacy. […]
View ArticleFinancial Planning, Inheritance Tax Planning, Legacy Planning, Retirement, Social Impact Investing
How are you going to get the best, most fulfilling life possible with the money you have once you retire? Study after study has shown that retirees who spend their time and money on experiences are much happier than those who just buy stuff. Charitable giving can be a particularly meaningful way to keep yourself […]
View ArticleHow to Ensure Your Life Wishes Are Granted Through Effective Estate Planning Legacy planning is often the last piece folks tackle in their financial planning, because it’s the least appealing to think about. Planning for a robust nest egg that will keep you safe, secure, and fulfilled when you stop working? Fun! Deciding what to […]
View ArticleInheritance Tax Planning, Legacy Planning, Market Commentary, News, Tax Planning
New Main Residence Nil Rate Band Planning This will benefit individuals with direct descendants who have an estate, which includes a main residence, with total assets above the current inheritance tax threshold, or nil-rate band. What is the “Main Residence Nil Rate Band”? It will introduce an additional nil-rate band when a residence is passed […]
View ArticleBereavement, Financial Planning, Inheritance Tax Planning, Legacy Planning, Terminal Illness
Planning for bereavement Most of us look forward to planning for our retirement, and enjoy deciding how we’ll spend those last years with our loved ones. For many, everything works out as intended, but for some people, their best laid plans may be upset by unexpected illness or the sudden death of a partner, […]
View ArticleGiven that our clients are predominantly retired or at least in the run up to retirement care home fees and their impact on their accumulated wealth is becoming a concern for some. There is a Chartered Insurance Institute (CII) exam called CF8 in Long Term Care and I had purchased the study material some time […]
View ArticleFinancial Planning, Inheritance Tax Planning, Investments, ISA, Junior ISAs, Market Commentary, News, Pensions, Retirement, Tax Planning
It always takes a few hours for the detail and ramifications of a new budget to sink in. Osbourne’s budget has been hailed as the “Beer and Bingo” budget – a fair comment? It certainly is good news for beer drinkers and bingo players but it has had a huge impact on pensions legislation in […]
View ArticleFinancial Planning, Inheritance Tax Planning, Investments, Tax Planning
Just this week we had a great result for clients who had recently sold business premises and moved into a new purpose built warehouse in Coleraine. They face a capital gains tax bill of just over £47,000 which is payable in January 2015. Both Mr and Mrs have substantial income tax bills and are fortunate […]
View ArticleWhen we meet a new client we’ll always ask if they’ve made a will. Unfortunately those who have are in the minority. Most don’t think about it and are unaware of what might happen if they die intestate (that’s the technical term for dying without a will, not a medical condition). So what would happen? […]
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