Is How You Use Your Money Aligned With Your Values? A hamster in a wheel. Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … But the poor little critter never really gets anywhere, does he? Many of us feel […]
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The Pros and Cons of Lighting a FIRE Under Your Retirement Goals A popular online movement wants to make 40 the new 65. I’m fascinated by it and follow some of the blogs and stories with interest. FIRE stands for Financial Independence Retire Early. The idea is that by working as hard as you can […]
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3 Ways to Know When You Are Ready to Retire There’s a pretty good chance that your parents and grandparents retired just because they turned 65. Today’s retirement is a bit more complicated than that. While age is still an important factor, your ability to connect your financial resources to your lifestyle goals is what […]
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5 Next Steps When You Are Concerned About an Aging Parent As your parents begin to settle into their final phase of life, their health, residence, and finances could become a factor in your retirement planning. This is especially true if you are the person your parents have tasked with settling their estates. There’s no […]
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4 Things to Consider Before Financially Bailing Out Your Adult Children According to a recent study by TD Ameritrade, 25% of baby boomers (those born between 1945 and 1965) are supporting their family members financially (1). Support to adult children averages out to £7,500 per year. That’s £7,500 that boomers aren’t saving, contributing to retirement […]
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How to Have More Fun and Meaning in Retirement A blank calendar filled with nothing but free time can be every bit as stressful as a packed work week. That’s the surprising fact that many new retirees confront after a few days of hitting the snooze button and puttering around the house. This is usually […]
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Why, day in and day out, do you do the things that you do? Because you have to? Because you want to? Because you’ve had the same routine for years and you’re used to it? If you feel like your life is something that just happens to you, it’s time to reassess how you’re spending […]
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Are you happy and content? We are generally wealthier than we were a few decades ago. Our standard of living has increased. Healthcare has improved. But we are no happier than we were back then… So where does that leave us – what should we do? How can we use the money we have to […]
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Investments Establishing and maintaining an investment portfolio is often key to achieving financial independence. Experience, expertise and rigorous academic research are deeply embedded into our investment process. Why Invest? People are now living longer and working longer, it’s never been more important to make our money work for us, and investment is one […]
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I got asked this today by a new client. I wish I knew. Nobody does! Sure there are a million google opinions but that’s all they are; opinions. What we do know is that it will come. Stocks rise and stocks fall. If we look at the MCSI World Index between 1970 and 2012 the […]
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