I’ve always felt a real energy when I’m working with a couple on their financial future and both of them are fully engaged in the process. You can see it immediately. The conversations are better, the decisions are clearer, and progress feels more intentional. I’ve seen the difference it makes when money stops being an […]
View ArticleWhen Financial Safety Comes at the Cost of Peace Money vigilance is often the most socially praised money script. It looks responsible, disciplined and sensible. And in many ways, it is. If you grew up believing that money must be watched closely, protected carefully and never taken for granted, you may be operating with a […]
View ArticleWhen Self-Worth Becomes a Price Tag For some people, money feels like safety. For others, it feels like success. If you grew up believing that how much you earn, own or display determines how you are seen, you may be operating with a money status script. At its core, this belief sounds like: “My value […]
View ArticleWhen More Never Feels Like Enough For some people, money feels uncomfortable or even wrong. For others, money feels like the answer. At its core, this belief sounds like: “Once I earn more, save more or reach a certain number, everything will settle down. Then I can relax. Then I will be happy.” This […]
View ArticleWhy “Being Good With Money” Can Feel Wrong and How to Gently Rewrite the Script** Most of us absorb our beliefs about money long before we ever earn any. By the time we reach adulthood, these early messages behave like background software: automatic, familiar and usually unnoticed. One of the most common is the money […]
View ArticleThe 4 Money Scripts We All Picked Up as Kids (And that are probably still running your financial life today) 1. Money Avoidance Core belief: “Money is bad, dirty, or the root of all evil. Wanting more makes you a bad person. Rich people are greedy.” What it looks like as an adult: Under-earning on purpose, […]
View ArticleTrue wealth extends far beyond investments and balance sheets – it’s as much about the stories we leave behind and the wishes we honour. This time last year I headed to Belgium to compete in a bicycle race. Before I left, I mentioned the trip to one of my long-time clients during a routine […]
View ArticleWhen it comes to giving a lot of people freeze and never get started, worrying about motives, efficiency, or simply where to begin. There is no single “right” way to give. The best approach is the one that aligns with your values, fits your cash flow, and turns giving into a repeatable habit rather than […]
View ArticleLast week, I had the privilege of guiding a young couple through a comprehensive review of their financial trajectory. By analysing their current financial habits, I illustrated where they would stand in 10 to 20 years if they continued their current spending patterns without strategic adjustments. I then introduced a strategy of extracting surplus cash […]
View ArticleThis week, I was reviewing the plan for a new couple in their 30s. The projections looked incredible – almost too good. I double-checked the numbers, confirmed the assumptions, and ran the calculations again. Everything checked out. Then it clicked: at just 36, they were 10–15 years younger than many of my typical clients. […]
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