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Author Archives: David Gibson

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Money Script Series, Part 4: Money Vigilance

Money Scripts and Money Mindsets

When Financial Safety Comes at the Cost of Peace Money vigilance is often the most socially praised money script. It looks responsible, disciplined and sensible. And in many ways, it is. If you grew up believing that money must be watched closely, protected carefully and never taken for granted, you may be operating with a […]

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The 4 Money Scripts We All Picked Up as Kids

Financial Planning

The 4 Money Scripts We All Picked Up as Kids (And that are probably still running your financial life today) 1. Money Avoidance Core belief: “Money is bad, dirty, or the root of all evil. Wanting more makes you a bad person. Rich people are greedy.” What it looks like as an adult: Under-earning on purpose, […]

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Honouring Legacies

Legacy Planning

  True wealth extends far beyond investments and  balance sheets – it’s as much about the stories we leave behind and the wishes we honour.  This time last year I headed to Belgium to compete in a bicycle race.  Before I left, I  mentioned the trip to one of my long-time clients during a routine […]

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Smart, Sustainable Giving

Charitable Giving

When it comes to giving a lot of people freeze and never get started, worrying about motives, efficiency, or simply where to begin. There is no single “right” way to give. The best approach is the one that aligns with your values, fits your cash flow, and turns giving into a repeatable habit rather than […]

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Financial Planning, Pensions, Retirement

Last week, I had the privilege of guiding a young couple through a comprehensive review of their financial trajectory. By analysing their current financial habits, I illustrated where they would stand in 10 to 20 years if they continued their current spending patterns without strategic adjustments. I then introduced a strategy of extracting surplus cash […]

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“Dad, how do I buy bitcoin?”

Financial Planning

  On Friday, as we were getting in the car, Tobin asked, “Dad, how do I invest in Bitcoin?” Not what I was expecting on the way to tennis! We spent the journey talking about: • What an asset is – things you own that can grow in value. • Why time horizon matters – […]

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