Gibson

GIBSONEWS

REPORTING ON KEY ISSUES WITHIN
FINANCIAL PLANNING AND INVESTMENT

Money Script Series, Part 2: Money Worship

Money Scripts and Money Mindsets

 

When More Never Feels Like Enough

For some people, money feels uncomfortable or even wrong.
For others, money feels like the answer.

At its core, this belief sounds like:
“Once I earn more, save more or reach a certain number, everything will settle down. Then I can relax. Then I will be happy.”

This script is not about greed. It is about hope. And it is incredibly common.

What Money Worship Looks Like in Everyday Life

When money worship is driving behaviour, it often shows up as:

  • Constantly chasing the next financial milestone
  • Feeling brief excitement after a purchase, raise or achievement, followed by emptiness
  • Compulsive or emotional spending as a form of relief
  • Saving and earning consistently but still feeling financially insecure
  • Believing happiness, confidence or calm are just one step away
  • Struggling to enjoy the present because focus is always on what comes next

Outwardly, things may look successful. Inwardly, there is often a sense of restlessness or pressure that never quite lifts.

Where the Script Often Comes From

Money worship frequently develops in environments where:

  • Money felt scarce, unpredictable or tied to stress
  • Financial security was inconsistent or conditional
  • Achievement and success were heavily rewarded
  • Stability seemed out of reach without more income

In these situations, money becomes linked to emotional safety. It is not just about comfort or lifestyle. It becomes the symbol of relief, control and freedom from worry.

The belief makes sense. If life felt unstable, of course money felt like the solution.

Why the Finish Line Keeps Moving

One of the most difficult aspects of money worship is that it rarely delivers what it promises.

Each financial goal brings temporary reassurance, but the nervous system quickly recalibrates. A new baseline is formed, and the mind shifts to the next target. The sense of “enough” stays just out of reach.

This can lead to:

  • Chronic dissatisfaction despite progress
  • Anxiety even at higher income levels
  • Burnout from constant striving
  • Difficulty enjoying achievements
  • A feeling that rest or joy must be earned later

Money becomes the emotional container for needs it was never designed to meet.

The Cost of Staying in Money Worship

Over time, this script can create:

  • Ongoing pressure to perform or earn
  • Disconnection from non-financial sources of fulfilment
  • Strained relationships if money becomes the primary focus
  • Impulsive spending cycles followed by guilt
  • Difficulty feeling secure even when objectively doing well

None of this means ambition is wrong. Wanting growth, comfort or progress is human. The issue is when money becomes the sole route to emotional wellbeing.

Rewriting the Script: Healthier Ways to Relate to Money

Shifting money worship does not mean lowering your goals or losing motivation. It means separating emotional needs from financial outcomes.

Below are gentle, practical ways people begin to rebalance this script.

1. Notice the “I’ll Be Happy When” Thought

Pay attention to moments when happiness is postponed until a number, purchase or milestone is reached. Awareness alone can soften the hold of this belief.

2. Identify What You Are Really Seeking

Before a purchase or financial push, ask what you are hoping it will give you. Is it comfort, status, relief, confidence or rest? Money can support these needs, but it cannot replace them.

3. Practise Satisfaction Without Stopping Progress

Learning to acknowledge what is already working does not kill ambition. It creates stability alongside growth rather than pressure alongside growth.

4. Build Emotional Safety Outside of Money

This might include stronger boundaries, better rest, meaningful relationships or creative outlets. When money stops carrying emotional weight, it becomes easier to use it intentionally.

5. Slow Down the Reward Cycle

Allow achievements to land. Mark progress. Celebrate without immediately setting the next target. This helps retrain the nervous system to recognise safety in the present.

A Final Thought

Money worship is often born from resilience. It reflects a deep desire for stability, freedom and peace of mind. Those needs are valid.

A healthier relationship with money does not come from reaching the perfect number. It comes from recognising that money is a powerful support tool, not the source of self-worth or emotional security.

When that shift happens, money tends to feel calmer, more useful and far less exhausting.

PLEASE NOTE THE ARTICLES POSTED ON GIBSONEWS DO NOT CONSTITUTE ADVICE

Opinions featured in

We contribute regularly to a number of key publications throughout the UK and Ireland.

Opinions featured in
Opinions featured in

Gibson

© GIBSON FINANCIAL PLANNING LTD.