“Just buy the steaks”
We all get the importance of saving for the future—building that nest egg, planning for retirement, and securing your financial dreams. But there’s another side to the coin: enjoying the present.
When I joined the family firm in 2001 I recall my dad sharing a story that has stuck with me ever since:
A woman stands in the supermarket, eyeing a pair of fillet steaks in the butcher section. She hesitates, “Too extravagant,” she thinks. Her trolley already holds the essentials. But those steaks? They’re a treat, a moment of joy for her and her husband, who’s been working long hours.
Another woman notices her hesitation. She leans in and says, “Buy the steaks. My husband passed last month, and I’d give anything to share one more dinner with him.”
A few tips to balance wealth building with living well now:
- Be flexible: A solid financial plan isn’t rigid. Follow a strategy that prioritises long-term goals (like retirement or a home purchase) while leaving wiggle room for spontaneous moments that enrich your life.
- Value Experiences: Money spent on experiences often brings more lasting joy than material things. When deciding where to splash out, lean towards what creates memories. Think of it as a line item for your happiness.
- Secure the Future: The beauty of balance is that you don’t have to choose between today and tomorrow. Automate your investment contributions so you can enjoy the present with peace of mind that your family’s future security is being taken care of.
At Gibson Financial Planning, it isn’t just about numbers—it’s about helping you live a fulfilling life, both now and in the years to come. The woman in the story didn’t abandon her budget; she made a choice to live in the present while still planning for the future. You can do the same.
Contact us today to start building a future that’s secure—and a present that’s rich with meaning and memory making.
