The holiday season might not seem like an ideal time to have a serious conversation with your immediate family. All that shopping, decorating, cooking, and celebrating can be time-consuming and stressful enough. But if you’re nearing retirement age and your children are becoming more independent, the holidays might be your best shot at getting everyone […]
View ArticleThe jobs we do for 40 hours every week – and the life that job provides for our families over decades – has a significant influence on how we view ourselves. That’s why many new retirees struggle with a loss of identity. Without familiar work routines, responsibilities, accomplishments, financial rewards, and social networks, some retirees […]
View ArticleAccording to AARP, baby boomers expected to take 4-5 trips during 2019 (1). Retired boomers who plan to travel more might even exceed that pace once they’re no longer working. Over the course of a typical 20-30-year retirement, that’s an awful lot of beaches, an awful lot of resorts, and an awful lot of bucket […]
View ArticleWhy work when you can travel, play, sleep in, and … Umm … Sleep some more? That’s both the promise and the dilemma of the popular Financial Independence Retire Early (FIRE) movement. FIRE folks spend minimally and save and invest maximally in order to get to retirement asap. Some millennials are going so far as […]
View ArticleAnyone who’s retired in the past 10 years has been very fortunate. They’ve experienced a massive bull market and they may even have a higher net worth today than when they retired! But it won’t always be that way. Some people will have the unfortunate luck of retiring right into the teeth of the next […]
View ArticleFinancial Planning, Investments, Market Commentary, News, Retirement
It’s been said that volatility is a tax that investors have to pay for harnessing the wealth-building power of the financial markets. But rationalising market fluctuations doesn’t make them any less nerve-wracking, especially if you’re nearing retirement age. Some investors react to volatility like they’re living in the path of a hurricane. They board up […]
View ArticleImagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You don’t take a break and rest in its shade. You […]
View ArticleMany soon-to-be retirees struggle to imagine their week without work in it. All those blank calendar days are exciting, but they can also be overwhelming. But once you actually retire, you might find that your daily routine isn’t quite as different as you expected, and that there isn’t quite as much blank space as you’d […]
View ArticleAs part of our Life-Centered Planning process, we’ve talked about how market volatility is a normal part of investing. We’ve also discussed how we’ve structured your investments to “weather the storm” and maintain a comfortable level of income for you and your family during turbulent times. But we also understand that even folks who are […]
View ArticleThis generation of retirees is going to live longer than any in history. The retired people of today are healthier, more active, and receiving better preventative care. And on top of that, a growing group of scientists is trying to harness technology and modern medicine to slow down the aging process. Experts call the cumulative […]
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