Chancellor's Autumn Statement 2012
For a summary of the yesterday’s Autumn Statement by George Osbourne please click here By David Gibson <a href=”https://plus.google.com/100895853551824521220?rel=author”>Google</a>
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REPORTING ON KEY ISSUES WITHIN
State Pension Update. Pension advice in Coleraine Ballymoney Co Antrim Portrush Portstewart
You may be wondering what is happening with the new single-tier state pension. There is no doubt that the UK has a bewilderingly complex state pension that is trying to achieve something very simple. As with all government changes, some will win and some will lose… So what is being proposed? It’s simple – a […]
View ArticleWhat does the Chancellor’s Budget mean for you? Financial Advice in Coleraine, Ballymoney, Co Antrim, Co Londonderry, Limavady, Portrush, Portstewart
I’d hoped to get this out earlier today but it was one of those days and before I bath baby Daisy I’ve a few minutes to write this up. It’s not a very exciting budget and has been described as “fiscally neutral” i.e. what the chancellor gives with one hand he takes back with the […]
View ArticleHow to lose ten million quid. Financial planning advice in Coleraine, Ballymoney, Portrush, Limavady
I was listening to BBC Radio 4’s You and Yours yesterday on the way to a physio appointment (O the glamour). Appearing on the show wasLee Hendrie, a premier league footballer who went bankupt in 2010. He lost £10 million on property deals and was left with debts of around £1 million. It is so […]
View ArticleWhat does the Chancellor's Budget mean for you? Financial Advice in Coleraine, Ballymoney, Co Antrim, Co Londonderry, Limavady, Portrush, Portstewart
I’d hoped to get this out earlier today but it was one of those days and before I bath baby Daisy I’ve a few minutes to write this up. It’s not a very exciting budget and has been described as “fiscally neutral” i.e. what the chancellor gives with one hand he takes back with the […]
View ArticleTeacher retiring or taking voluntary redundancy – financial advice in Coleraine, Ballymoney, Limavady, Portrush and Portstewart
I have a number of clients who are in the teaching profession and have retired early or taken voluntary redundancies over the past couple of years. If you are in the same position or have friends or family members wondering whether they can afford to take a voluntary redundancy please put them in touch with […]
View ArticlePension Liberation. Unlock your pension early – be careful!
We have become increasingly aware of companies marketing directly to the public and claiming that they can take money out of their pension before the usual retirement age of 55. Please please please exercise extreme caution – early access to pensions is rarely in anyone’s best interests. The FSA (Financial Services Authority) are paying close […]
View ArticleAnnuity rate comparison and taking your pension benefit. Retirement planning advice Coleraine, Portstewart, Ballymoney, Co Londonderry, Co Antrim, Portrush, Bushmills
I deal with a lot of clients who are approaching retirement and need advice on how best to take an income from their accumulated pension and retirement funds. Very few people have the same circumstances and it’s essential to take advice at the right time because you’ve only one chance to get it right. Very […]
View ArticleFinancial planning case study for a young family – Independent Financial Advice Coleraine
I was asked on Friday by a trade magazine to expand on one of the case studies from our website. I’ve edited it for this blog post (Real names have been changed). Rob and Catriona are typical of many young couples I meet, enjoyig a high standard of living and little to no planning for […]
View ArticleChannel 4 Dispatches: annuity purchase at retirement. Open market option advice in Coleraine, Portstewart, Ballymoney, Bushmills
I asked one of my peers in England for his thoughts on this recent program. He kindly permitted me to publish them in a blog post. (Thanks Abraham!) Channel 4 Dispatches on Annuity Mis-selling: A Simple Solution To A Big Problem One topic that has been in the media a lot lately is how people […]
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