Are Your Opportunity Costs Hurting Your Return on Life? If you turn right at a junction to take the scenic route, then you don’t turn left and head straight home. If you have dinner at your favorite pizza restaurant tonight, then you don’t have dinner at your favourite sushi restaurant. If you […]
View ArticleFear of Investing When you make any investment, you’re taking on risks. That’s why many folks who are skeptical of the markets think Wall Street is just a big casino where the house always wins. Because they’re worried that their investments won’t pay off, they prefer to “play it safe” by keeping most of their […]
View ArticleBecome a SuperAger for a Higher ROL Northwestern University’s SuperAging Study defines a “SuperAger” as a person in their 80s whose cognitive function is comparable to an average middle-aged person. These are the “sharp” seniors who keep learning, keep growing, and keep adapting to whatever life throws at them. SuperAgers also lose brain matter at […]
View ArticleEmpower Yourself by Recognising Your Freedom to Choose “When we are no longer able to change a situation, we are challenged to change ourselves.” Viktor Frankl We may not always be able to control the circumstances of a given situation we find ourselves in. But we always have the freedom to choose how we respond. […]
View ArticleCould Extending Your Holiday Be Worth it? Remember those days during your career when just carving out a free weekend for a holiday felt impossible? Now that you’re retired, time is no longer an issue! You’re free to travel where you want, when you want, for as long as you want. And, for […]
View ArticleHow to Spend More and Get More ROL in Retirement For many clients who spend their entire careers following a financial plan, saving and investing isn’t just a commitment, it’s a mindset. And it can be very challenging for the, to switch from a “saving” to a “spending” mindset once they do retire. It’s […]
View ArticleThe challenges of the last couple years have filled many of us with uncertainty about the present and concern for the future. How might you balance in-the-moment enjoyment with your family’s long-term security? Give yourself permission to spend. Old-fashioned financial planning puts a heavy emphasis on saving and investment goals you […]
View ArticleThe personal and professional displacement we all experienced during the pandemic has inspired many people to reassess what work means to them. Rather than let these questions linger, it could be productive to approach them with a more formal plan of action, introspection, and recalibration. If your employer offers sabbatical benefits, now might be the […]
View ArticlePut Purpose in Your Financial Planning One of the most important questions we help our clients answer is, “What’s the money for?” After all, if the purpose of your financial plan was just to keep growing your nest egg, then the best financial strategy would be to keep working and growing that nest egg as […]
View ArticleAccording to a 2019 survey by the Society for Human Resource Management, the number of organisations offering informal phased retirement to some employees has risen by 15%. And while more broadly available formal programs are only offered by 6% of companies, many retirees are so focused on building their nest eggs that they never bother […]
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