Fear of Investing When you make any investment, you’re taking on risks. That’s why many folks who are skeptical of the markets think Wall Street is just a big casino where the house always wins. Because they’re worried that their investments won’t pay off, they prefer to “play it safe” by keeping most of their […]
View ArticleBecome a SuperAger for a Higher ROL Northwestern University’s SuperAging Study defines a “SuperAger” as a person in their 80s whose cognitive function is comparable to an average middle-aged person. These are the “sharp” seniors who keep learning, keep growing, and keep adapting to whatever life throws at them. SuperAgers also lose brain matter at […]
View ArticleHow to Spend More and Get More ROL in Retirement For many clients who spend their entire careers following a financial plan, saving and investing isn’t just a commitment, it’s a mindset. And it can be very challenging for the, to switch from a “saving” to a “spending” mindset once they do retire. It’s […]
View ArticlePut Purpose in Your Financial Planning One of the most important questions we help our clients answer is, “What’s the money for?” After all, if the purpose of your financial plan was just to keep growing your nest egg, then the best financial strategy would be to keep working and growing that nest egg as […]
View ArticleAccording to a 2019 survey by the Society for Human Resource Management, the number of organisations offering informal phased retirement to some employees has risen by 15%. And while more broadly available formal programs are only offered by 6% of companies, many retirees are so focused on building their nest eggs that they never bother […]
View ArticleThe professional skills you’ve honed during your career are still incredibly valuable even though you’re retired. Rarely has there been a greater need for talented and dedicated people with a wide variety of abilities to pitch in and help their communities tackle some significant problems. But giving back is also good for you. Many studies […]
View ArticleThe jobs we do for 40 hours every week – and the life that job provides for our families over decades – has a significant influence on how we view ourselves. That’s why many new retirees struggle with a loss of identity. Without familiar work routines, responsibilities, accomplishments, financial rewards, and social networks, some retirees […]
View ArticleAnyone who’s retired in the past 10 years has been very fortunate. They’ve experienced a massive bull market and they may even have a higher net worth today than when they retired! But it won’t always be that way. Some people will have the unfortunate luck of retiring right into the teeth of the next […]
View ArticleImagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You don’t take a break and rest in its shade. You […]
View ArticleIt might sound a little strange but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer positions allow them to keep a nice pace in life and find a balance among using their talents, […]
View ArticlePLEASE NOTE THE ARTICLES POSTED ON GIBSONEWS DO NOT CONSTITUTE ADVICE
We contribute regularly to a number of key publications throughout the UK and Ireland.
© GIBSON FINANCIAL PLANNING LTD.