Bereavement, Financial Planning, Inheritance Tax Planning, Legacy Planning, Terminal Illness
Planning for bereavement Most of us look forward to planning for our retirement, and enjoy deciding how we’ll spend those last years with our loved ones. For many, everything works out as intended, but for some people, their best laid plans may be upset by unexpected illness or the sudden death of a partner, […]
View ArticleUnfortunately we are seeing more and more clients diagnosed with a critical illness which may or may not be terminal. We had one long standing client come to us last week with cancer. His main concern was for his wife, that she would be ok if he loses his fight and in the short […]
View ArticleFinancial Planning, Market Commentary, News, Pensions, Retirement
There has been much talk in the press about the imminent pension freedom reforms and a lot of resulting confusion among the public. A few simple points can be made to clarify some matters: If you have already taken pension benefits in the form of an annuity then these new freedoms will not affect you […]
View ArticleBoth Gibson Financial Planning Ltd and its Director David Gibson were shortlisted for two awards in 2015. Gibson Financial Planning Ltd was delighted to be shortlisted for Best Adviser (Scotland & Northern Ireland) 2015 by Professional Adviser in its annual awards and David Gibson was shortlisted for both Young Financial Adviser of the Year 2015 […]
View ArticleEthical Investing, Financial Planning, Investments, Legacy Planning, Social Impact Investing
I travelled to London this week to take part in the launch of Worthstone – an organisation established to promote investing for social impact. The event took place in the House of St. Barnabas. The House of St. Barnabas is fascinating and operates a not-for-profit private member’s club in Soho which funds the Employment Academy […]
View ArticleWe are delighted to be involved in this year’s Financial Planning Week, an initiative from the Institute of Financial Planning. The goal is for consumers to improve their financial well-being by booking into a free Financial Planning surgery. As an Accredited Financial Planning Firm (one of three in Northern Ireland) we are happy to offer […]
View ArticleGiven that our clients are predominantly retired or at least in the run up to retirement care home fees and their impact on their accumulated wealth is becoming a concern for some. There is a Chartered Insurance Institute (CII) exam called CF8 in Long Term Care and I had purchased the study material some time […]
View ArticleI am delighted to announce that our firm has been approved by The Institute of Financial Planning (IFP) as an Accredited Financial Planning FirmTM. IFP is the professional body for Financial Planners in the UK. It awards this title only to firms which it has assessed as demonstrating the highest professional standards of Financial Planning […]
View ArticleFinancial Planning, Inheritance Tax Planning, Investments, ISA, Junior ISAs, Market Commentary, News, Pensions, Retirement, Tax Planning
It always takes a few hours for the detail and ramifications of a new budget to sink in. Osbourne’s budget has been hailed as the “Beer and Bingo” budget – a fair comment? It certainly is good news for beer drinkers and bingo players but it has had a huge impact on pensions legislation in […]
View ArticleFinancial Planning, Inheritance Tax Planning, Investments, Tax Planning
Just this week we had a great result for clients who had recently sold business premises and moved into a new purpose built warehouse in Coleraine. They face a capital gains tax bill of just over £47,000 which is payable in January 2015. Both Mr and Mrs have substantial income tax bills and are fortunate […]
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