I’d hoped to get this out earlier today but it was one of those days and before I bath baby Daisy I’ve a few minutes to write this up. It’s not a very exciting budget and has been described as “fiscally neutral” i.e. what the chancellor gives with one hand he takes back with the […]
View ArticleI was listening to BBC Radio 4’s You and Yours yesterday on the way to a physio appointment (O the glamour). Appearing on the show wasLee Hendrie, a premier league footballer who went bankupt in 2010. He lost £10 million on property deals and was left with debts of around £1 million. It is so […]
View ArticleI’d hoped to get this out earlier today but it was one of those days and before I bath baby Daisy I’ve a few minutes to write this up. It’s not a very exciting budget and has been described as “fiscally neutral” i.e. what the chancellor gives with one hand he takes back with the […]
View ArticleI have a number of clients who are in the teaching profession and have retired early or taken voluntary redundancies over the past couple of years. If you are in the same position or have friends or family members wondering whether they can afford to take a voluntary redundancy please put them in touch with […]
View ArticleWe have become increasingly aware of companies marketing directly to the public and claiming that they can take money out of their pension before the usual retirement age of 55. Please please please exercise extreme caution – early access to pensions is rarely in anyone’s best interests. The FSA (Financial Services Authority) are paying close […]
View ArticleI deal with a lot of clients who are approaching retirement and need advice on how best to take an income from their accumulated pension and retirement funds. Very few people have the same circumstances and it’s essential to take advice at the right time because you’ve only one chance to get it right. Very […]
View ArticleI was asked on Friday by a trade magazine to expand on one of the case studies from our website. I’ve edited it for this blog post (Real names have been changed). Rob and Catriona are typical of many young couples I meet, enjoyig a high standard of living and little to no planning for […]
View ArticleI asked one of my peers in England for his thoughts on this recent program. He kindly permitted me to publish them in a blog post. (Thanks Abraham!) Channel 4 Dispatches on Annuity Mis-selling: A Simple Solution To A Big Problem One topic that has been in the media a lot lately is how people […]
View ArticleI was at a series of seminars in Birmingham last week. One of them discussed the different generational needs of clients. Many of our clients are Baby Boomers (born 1946-1964) with an increasing number in Generation X (1965-1979). I am part of Generation X and my wife is Generation Y. Our two children belong to […]
View ArticleFinancial Planning, Inheritance Tax Planning, Legacy Planning, Legal, News
Recently a client passed away leaving behind his wife. Annie* and her late husband had known me since I was a baby and their children are also clients of our firm. As with many families it is often the case that one spouse “deals with the money” and Tom* had handled all of the finances. […]
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